KeySteps4.22 - App Store

Looking to achieve your dream of homeownership? Look no further than KeySteps, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, KeySteps has everything you need to get mortgage-ready and build your homeownership wealth with confidence.

Here are some of the key features that set KeySteps apart:
. Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy.
. Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment.
. Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches.
. Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home.
. Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one.
. Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey.

Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here: https://finlocker.com/security/

Achieving your dream of homeownership has never been easier. Download KeySteps today and take control of your financial future.

Version History Homebuying Readiness now shows helpful info on VA funding fees, and Refi Readiness has a new rate feature to help you explore your options. We've also cleaned up a few things behind the scenes — smoother notifications, better account syncing, and some bug fixes along the way. 4.22 Aug 21 We're introducing the new Net Worth page, now you can track how your finances have progressed over time. Start by linking an account or property to see a comprehensive summary. We've also made some improvements to Refi Readiness and other fixes to help you explore your options with greater confidence. 4.21 May 30 We've been sprucing things up! This update brings a sleeker Homes You Own with a redesigned search and property enrollment experience. We've also refreshed our fonts across the app and quashed some bugs. 4.20 Mar 10 We've fixed some bugs and made a few improvements to the Homeownership Summary and registration experience. We're always working to make the app better, one update at a time! 4.19 Feb 5 Take a step closer to your goals with the new Homeownership Summary. Powered by AI, it delivers a personalized snapshot of your path to homeownership and suggests practical next steps. We’ve also made improvements to keep things running smoothly. 4.18 Jan 5 We've been working hard on this one! We've made under-the-hood upgrades to our systems for better performance and security to keep your information safe. You can say goodbye to password headaches with our new passwordless sign-in option. 4.17 11/22/2025 Introducing VA loan calculations! You can now check your VA loan eligibility and see how it could impact your journey to homeownership.
P.S. VA loan benefits are not available for everyone — your lender will still need to verify your status. 4.16 10/01/2025 We've squashed some minor bugs and made linking your employment info a breeze directly in the mobile app. We're always working to make your experience smoother! 4.15 08/27/2025 Easier sign in experience. Better error logging. Easier sharing and a smoother BuyerVision experience. Minor bugs eliminated! 4.14 07/23/2025 Introducing BuyerVision! A new way for you to view your full financial picture, just as your mortgage lender would view it, and get their personalized coaching on your mortgage approvability odds and more. New users will see a smoother first time on boarding experience. 4.13 06/14/2025 Fix data sharing popup scrollable issue under large text 4.12.1 05/20/2025 Readiness, credit, property and financial account on boarding improvements for a better user experience.
Readiness snapshot interface improvements and affordability calculator integration allows users to update values to see changes in real time! 4.12 05/14/2025 Accessibility improvement 4.11.1 04/26/2025 Dashboard and financial account enrollment experience enhancements! 4.11 04/09/2025 Expanded property enrollment capability- enroll up to 20 properties and track trends!
Explore further readiness and affordability improvements.
Bugs? Squashed! 4.10 03/06/2025 Re-introducing Budgets! Enjoy an improved experience integrated into your readiness snapshot. Set a goal and watch it grow!
Improved property search experience and
updated dashboard finance interface. 4.9 02/14/2025 More Homeownership Snapshot Improvements!

You can now ask your Lender about ways to secure a loan with a less-than-perfect credit history or a smaller down payment. 4.8 01/18/2025 Introducing Scenarios! A feature integrated into our Snapshot experience allowing you to compare some common configurations based on what other users commonly run.

We've also made our readiness summary more specific to provide you with an even more accurate view of your homeownership finances. 4.7 12/18/2024 New customizable-to-your-homeownership-journey dashboard experience!

New dynamic Property Search widget! 4.6 11/26/2024 New Calculator Onboarding! Customize your calculator experience to your situation and timeline.
Run a Readiness Snapshot based on your affordability calculations!
You can find a budget for your home that is right for you and see how close you are to qualify for a mortgage.
And even start your application when you are ready! 4.5 10/31/2024 The return of Affordability Calculator and an expanded Readiness Summary experience!

You can now run a Readiness Snapshot from a favorite saved property!

Customizable-to-your-homeownership-journey Step by Step Guide!

You can now give us feedback on any enrolled property valuations! 4.4 10/13/2024 First time user experience onboarding update- We've customized our onboarding to better fit your goals!
New Saved Property feature- search for your dream home and save to your experience!
Dashboard updates! 4.3 09/12/2024 4.2 08/23/2024